Workplace Benefits for Your Business
Helping employers offer valuable voluntary benefits with a simple next step.
Who we help: UT & ID business owners, payroll contacts, and teams who want to strengthen benefits without adding unnecessary complexity.
What problem we solve: We help employers understand Section 125 payroll-tax advantages, portable supplemental coverage, and enrollment support employees can actually use.
What to do next: Schedule a quick review to see whether Worksite Advantage fits your team.
What this does for your business
- Reduce payroll taxesSection 125 allows eligible premiums to be paid with pretax dollars.
- Simplify enrollmentClear education and enrollment support for business owners and employees.
- Keep coverage portableEmployees can keep qualifying coverage regardless of employment status.
Local support, not just a product page.
I work directly with business owners, office managers, payroll contacts, and employees across Utah & Idaho to help them understand workplace benefit options in plain English.
Many employers are surprised to learn they may be able to offer meaningful voluntary coverage and payroll-tax advantages without adding employer-paid benefit costs. My goal is to keep the process simple, transparent, and useful.
Based in Utah and focused on practical conversations for real businesses.
How Your Agent At Work Helps
As a business owner, we know you value giving your employees opportunity and choices, but we also know those benefits come at a cost – we’re here to help with that. A Section 125 Cafeteria Plan allows employees to pay for their premiums with pretax dollars, which reduces taxable employee income. This helps business owners cut back on overall payroll taxes.
Our Section 125 Cafeteria Plan and products can help by:
- Protecting your employees from financial distress by offering budget-friendly supplemental life and health insurance
- Saving money for your employees with the opportunity to purchase pretax insurance plans
- Saving money for your business by reducing state and federal payroll taxes
Schedule a short review to see whether your business is a fit and to understand the next practical step.
Quick facts to share with your team
- Employees choose the benefits that fit their needs.
- Payroll-friendly: simple deductions + clear billing cycles.
- Great retention lever: better benefits without reinventing payroll.
Solutions
Medical debt is often one of the primary reasons people file for bankruptcy. 1 Because of that, Globe Life Liberty National Division is committed to protecting our communities from the burden of medical expenses. Our supplemental life and health insurance plans are designed to help cover the gap between primary insurance and out-of-pocket expenses. With a variety of products, we can help protect your employees and their families’ financial future.
Final Expenses
A lump sum payout that can help with funeral costs, debt, or other expenses that may come after death
Life Insurance
A simple, flexible, and affordable solution that helps leave the family with extra financial cushion if the primary breadwinner passed away
Accident
Ongoing coverage that can help lessen out-of-pocket expenses due to an unexpected accident
Cancer
From treatment to childcare, these benefits can help with the direct and indirect costs of cancer
Critical Illness
Coverage that can help pay for out-of-pocket expenses from heart attacks, strokes, or other diseases
Hospital Confinement
Coverage that can go toward surgeries, ambulance rides, or other hospital-related expenses, easing any financial burden along the way
Discount Program
A no-cost, optional program available for most small businesses with less than 10 employees
Service for Payroll Administrators
Worksite payroll deduction and billing follows a simple 3-step process that makes it easy for payroll administrators to keep track of premium payments. Globe Life Liberty National Division also provides the convenience of online billing to make payments, view invoice history, and much more. To help ensure a hassle-free process, our agents will work with your payroll administrators to:
- Ensure they have what they need to begin deductions on time
- Review documents when needed
- Stay connected, especially during billing cycles to answer any questions
Online Billing
Use the Worksite billing portal to make payments and review invoice history.
Pay OnlineIf you’d like, submit a request and we’ll reach out to schedule a quick 10–15 minute review.
Worksite FAQ
Why Take Advantage of a Section 125 Cafeteria Plan?
Many business owners have taken advantage of the Section 125 tax law created by the Internal Revenue Service (IRS) to save money on state and federal payroll taxes. A Section 125 Cafeteria Plan also lowers taxable income for employees. By giving employees the opportunity to purchase pretax products, you can significantly increase employee retention and morale.
Who Qualifies for Globe Life Liberty National Division Worksite Advantage?
We service many businesses, from small to large corporations, local and state groups, and school systems*. We understand every business is unique and can tailor our plans to meet your needs. A Globe Life Liberty National Division state-licensed Agent can work with you one-on-one to help choose a plan suitable for you. *Certain industries require special approval. Not all industries are eligible for Worksite Advantage.
Is There a Fee to Enroll My Business in Globe Life Liberty National Division’s Worksite Advantage?
No. Globe Life Liberty National Division’s Worksite Advantage is self-administered, so there are no setup or administrative fees. Become a valued Worksite customer. Call us to have a local Agent show you what a Section 125 Cafeteria Plan can do for your business.
How can Globe Life Liberty National Division Worksite Advantage save my business money?
With lower taxable employee gross income, your business spends less on contributions toward Social Security, workers’ compensation, and unemployment insurance taxes. Each time an employee participates in the Plan, your overall taxable payroll contribution decreases.
